What can I do to prevent losing money if I don’t take a flight or if I get sick?

Travel Health Insurance #

We strongly recommend to every model who is working often abroad to conclude a contract for a travel health insurance. As most of this insurances are for private tourist travel, you should not mention that you did work of any type, but did plan a travel trip if a case needs to be opened with them!

Some credit cards (like American Express Gold/Platinum) have such a insurance included, but please check the details, often its better to avoid such included insurances. And always they cover only if it was paid by the credit card for the travel.

As we can’t check all countries for available options, it is your duty to inform yourself about options. But usually such insurances are cheap. We give you this examples for yearly worldwide insurances:

Country of residenceInsurance CompanyPrice per year
GermanyERGO direkt9,90 EUR
Czech RepublicKooperativa
Alternative: Credit Card
80 EUR – 110 EUR
United KingdomMore Information£ 18 – £ 45

Travel Cancellation Insurance #

If you travel a lot we recommend this insurance too! If you need to cancel a flight or a accommodation because you are sick, this insurance covers all costs connected to the cancelation of your travel. The main difference between insurances are maximum coverage and reasons of cancelation (or abort) of travel.

Some credit cards (like American Express Gold/Platinum) have such a insurance included, but please check the details, often its better to avoid such included insurances. And always they cover only if it was paid by the credit card for the travel.

As we can’t check all countries for available options, it is your duty to inform yourself about options. But usually such insurances are cheap. We give you this examples for yearly worldwide insurances:

Country of residenceInsurance CompanyPrice per year
GermanyTravelSecure (Base: 5000 EUR max coverage)190 EUR
Czech RepublicKooperativa (option for health
insurance: Accident, luggage,
liability and many more included!!
Price adds up to health insurance)
40 EUR
United KingdomMore Information£ 18 – £ 45